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Kasasa Cash Back

Kasasa Cash Back

With Kasasa Cash Back® you don't get points to exchange for stuff you don't need — you get real cash back in your wallet each month! We're talking about cash back when you use your debit card to buy everyday items, like gas, groceries, clothes, household items, and much more.

Plus, you'll also get ATM fee refunds nationwide.* All as your reward for doing things you probably already do (we call them "qualifications"). And, you can link your Kasasa Cash Back account to Kasasa Saver® for automatic savings! Open yours today and see why Kasasa is a whole new way to bank.

  • 4% cash back on debit card purchases*
  • Up to $8 will be reimbursed
  • Nationwide ATM fee refunds*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Link to Kasasa Saver for automatic savings
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • $100 minimum deposit to open

Earning your rewards is easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into Online Banking at least one time per monthly qualification cycle

Even if you don't qualify during a given cycle, the account is still free, and you can try again next cycle to earn rewards.

See Our Other Kasasa Products

*APY=Annual Percentage Yield. APYs accurate as of 06/28/2017. The Kasasa Cash Back account is not an interest bearing account. Only an associated Kasasa Saver account would be eligible to earn interest. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $20 for Kasasa Saver. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If a Kasasa Saver account is associated, Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly qualification cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $20,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $20,000, resulting in .75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees may reduce earnings.