Checking and Savings Rates

CD and IRA Rates

Certificate of Deposit Rates

Interest Rates and Annual Percentage Yields are current as of 10/9/2013

A penalty may be imposed for early withdrawal

Fees could reduce earnings on these accounts

Less than 31 days Certificate of Deposit

Minimum Opening Deposit $1,000

Range Interest Rate Annual Percentage Yield
$1,000 to 4,999.99 .15% .15%
$5,000 to 9,999.99 .20% .20%
$10,000 to 49,999.99 .25% .25%
$50,000 to 99,999.99 .30% .30%
$100,000 and up .35% .35%

1 to 3 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .15% .15%
$5,000 to 9,999.99 .20% .20%
$10,000 to 49,999.99 .25% .25%
$50,000 to 99,999.99 .30% .30%
$100,000 and up .35% .35%

4 to 6 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .25% .25%
$5,000 to 9,999.99 .30% .30%
$10,000 to 49,999.99 .35% .35%
$50,000 to 99,999.99 .40% .40%
$100,000 and up .45% .45%

7 to 12 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .50% .50%
$5,000 to 9,999.99 .55% .55%
$10,000 to 49,999.99 .60% .60%
$50,000 to 99,999.99 .65% .65%
$100,000 and up .70% .70%

13 to 18 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .60% .60%
$5,000 to 9,999.99 .65% .65%
$10,000 to 49,999.99 .70% .70%
$50,000 to 99,999.99 .75% .75%
$100,000 and up .80% .80%

19 to 24 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .85% .85%
$5,000 to 9,999.99 .90% .90%
$10,000 to 49,999.99 .95% .95%
$50,000 to 99,999.99 1.00% 1.00%
$100,000 and up 1.05% 1.06%

25 to 36 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 .90% .90%
$5,000 to 9,999.99 .95% .95%
$10,000 to 49,999.99 1.00% 1.00%
$50,000 to 99,999.99 1.05% 1.06%
$100,000 and up 1.10% 1.11%

37 to 48 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 1.00% 1.00%
$5,000 to 9,999.99 1.05% 1.06%
$10,000 to 49,999.99 1.10% 1.11%
$50,000 to 99,999.99 1.15% 1.16%
$100,000 and up 1.20% 1.21%

49 to 60 Months Certificate of Deposit

Minimum Opening Deposit $500

Range Interest Rate Annual Percentage Yield
$500 to 4,999.99 1.10% 1.11%
$5,000 to 9,999.99 1.15% 1.16%
$10,000 to 49,999.99 1.20% 1.21%
$50,000 to 99,999.99 1.25% 1.26%
$100,000 and up 1.30% 1.31%

Individual Retirement Account Rates

A penalty may be imposed for early withdrawal

Fees could reduce the earnings on the account

Term Length Minimum Opening Deposit Interest Rate Annual Percentage Yield
0 to 6 Months $100 .75% .75%
7 to 12 Months $100 .80% .80%
13 to 18 Months $100 .85% .85%
19 to 24 Months $100 .95% .95%
25 to 36 Months $100 1.00% 1.00%
37 to 48 Months $100 1.10% 1.11%
49 to 60 Months $100 1.15% 1.16%