Checking and Savings Rates

CD and IRA Rates

Certificate of Deposit Rates

Interest Rates and Annual Percentage Yields are current as of 4/24/2013

A penalty may be imposed for early withdrawal

Fees could reduce earnings on these accounts

Less than 31 days Certificate of Deposit

Minimum Opening Deposit $1,000

Range	Interest Rate	Annual Percentage Yield
$1,000 to 4,999.99	.15%	.15%
$5,000 to 9,999.99	.20%	.20%
$10,000 to 49,999.99	.25%	.25%
$50,000 to 99,999.99	.30%	.30%
$100,000 and up	.35%	.35%

1 to 3 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.15%	.15%
$5,000 to 9,999.99	.20%	.20%
$10,000 to 49,999.99	.25%	.25%
$50,000 to 99,999.99	.30%	.30%
$100,000 and up	.35%	.35%

4 to 6 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.25%	.25%
$5,000 to 9,999.99	.30%	.30%
$10,000 to 49,999.99	.35%	.35%
$50,000 to 99,999.99	.40%	.40%
$100,000 and up	.45%	.45%

7 to 12 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.50%	.50%
$5,000 to 9,999.99	.55%	.55%
$10,000 to 49,999.99	.60%	.60%
$50,000 to 99,999.99	.65%	.65%
$100,000 and up	.70%	.70%

13 to 18 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.60%	.60%
$5,000 to 9,999.99	.65%	.65%
$10,000 to 49,999.99	.70%	.70%
$50,000 to 99,999.99	.75%	.75%
$100,000 and up	.80%	.80%

19 to 24 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.85%	.85%
$5,000 to 9,999.99	.90%	.90%
$10,000 to 49,999.99	.95%	.95%
$50,000 to 99,999.99	1.00%	1.00%
$100,000 and up	1.05%	1.06%

25 to 36 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	.90%	.90%
$5,000 to 9,999.99	.95%	.95%
$10,000 to 49,999.99	1.00%	1.00%
$50,000 to 99,999.99	1.05%	1.06%
$100,000 and up	1.10%	1.11%

37 to 48 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	1.00%	1.00%
$5,000 to 9,999.99	1.05%	1.06%
$10,000 to 49,999.99	1.10%	1.11%
$50,000 to 99,999.99	1.15%	1.16%
$100,000 and up	1.20%	1.21%

49 to 60 Months Certificate of Deposit

Minimum Opening Deposit $500

Range	Interest Rate	Annual Percentage Yield
$500 to 4,999.99	1.10%	1.11%
$5,000 to 9,999.99	1.15%	1.16%
$10,000 to 49,999.99	1.20%	1.21%
$50,000 to 99,999.99	1.25%	1.26%
$100,000 and up	1.30%	1.31%

Individual Retirement Account Rates

A penalty may be imposed for early withdrawal

Fees could reduce the earnings on the account

Term Length	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
0 to 6 Months	$100	.85%	.85%
7 to 12 Months	$100	.90%	.90%
13 to 18 Months	$100	.95%	.95%
19 to 24 Months	$100	1.05%	1.06%
25 to 36 Months	$100	1.10%	1.11%
37 to 48 Months	$100	1.20%	1.21%
49 to 60 Months	$100	1.25%	1.26%