A non-interest bearing checking account with unlimited check writing. Available to all business customers.

Limitations: You must deposit $100.00 to open this account.

Account Fees: This account will be assessed a Monthly Fee of $4.50. Debits are $.15 each. No charge for credits or on us deposited items. Foreign deposited items are $.10 each. The earnings credit is $.20 per $100.00 based on the average collected balance for the month. At our discretion, we may change the earnings credit rate on the account weekly.

An interest bearing checking account with unlimited check writing.

Rate Information: This account is an interest bearing account. The interest rate and annual percentage percentage yield are included in the rate chart. The interest rate and annual percentage yield may change. At our discrection, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we recieve credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principle in the account each day.

Account Fees: By maintaining a daily balance of $2,500.00 or an average daily balance of $5,000.00 per statement cycle, the Monthly Fee of $10.00 and the per item fee of $.15 will be waived for that statement. No charge for credits or on-us deposited items. Foreign deposited items are $.10 each, which are also waived with the balance requirement. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

A non-interest bearing checking account for those individuals who have a hobby business as a secondary source of incom. This account allows unlimited ATM and Debit Card Usage. (Subject to application and approval).

Limitations: You must deposit $100.00 to open this account.

Account Fees: By maintaining a daily balance of $250, the Monthly Fee of $3.00 will be waived for that statement cycle. You can write a maximum of 20 checks at no charge. if you write more than the maximum during the statement cycle, you will be assessed a $.25 excess withdrawal fee for each check over 20.

An interest bearing savings account offered to all business customers with no check writing.

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are included in the rate chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we recieve credit for the deposit of noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees: By maintaining a daily balance of $100.00 per month, the Monthly Fee of $3.00 will be waived for that month. You may withdrawal/transfer three (3) times per month at no charge. If you withdrawal/transfer more than three (3) times per month you will be assessed a $1.00 excess withdrawal fee for each withdrawal/transfer in excess of three (3) per month.

An interest bearing account with no check writing capabilities. Earn a higher rate of interest for those business customers who maintain a larger balance in this savings account.

Rate Information: The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the rate chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we recieve credit for the deposit of noncash items (for example, checks). Interest will compounded monthly and will be credited to the account monthly.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfers, or telephone (including data transmission) agreements, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees: By maintaining a daily balance of $2500.00, the Monthly Fee of $10.00 will be waived for that month. You may withdrawal/transfer six (6) times per month at no charge. If you withdrawal/transfer more than six (6) times per month you will be assessed a $2.00 excess withdrawal fee for each withdrawal/transfer in excess of six (6) per month.